Julianne has been Co-Manager of the High-Yield Opportunities, Short-Term and Intermediate-Term Bond Funds since 2007. Since 2012 she has been co-manager of the Income Fund. Julianne joined USAA in 1999 as a Senior Fixed Income Securities Analyst covering high-yield securities. Prior to working with USAA Julianne had 12 years of investment experience with Van Kampen Funds, Merrill Lynch, Goldman Sachs & Co, The First Boston Corporation and Drexel Burnham Lambert. Julianne earned an M.B.A. in Finance from the University of Houston at Houston, TX, and a B.B.A. in Finance from the University of Texas at Austin, TX. Julianne is a designated Chartered Financial Analyst (CFA). Julianne is a member of the CFA Institute and the San Antonio Financial Analysts Society.